Platform Features
From automatic IRS-compliant tax calculations to 60+ templates with live preview, Swift Paystubs handles every part of the process. No payroll expertise required.
Templates
Every template is built for real-world payroll documentation — from corporate biweekly salary stubs to 1099 contractor invoices. Portrait and landscape formats available.
Try it now60+ unique template designs
Corporate, modern, government, healthcare, trades, tech, and finance categories.
Multiple color schemes per template
Each template ships with 4 to 6 curated palette options. Switch with one click.
Portrait and landscape layouts
Standard letter and wide landscape formats for different use cases.
Live preview updates as you type
Every field change is reflected instantly in the document preview. No surprises at checkout.
Company logo upload
Upload a PNG, JPEG, or WebP logo. Appears in the document header alongside your company name.
Dark header and light header variants
Templates range from executive dark-header styles to clean minimal light layouts.
Tax Calculations
The platform calculates every line item using current IRS tables and state tax rates. You enter your details, the numbers are handled for you.
Try it nowFederal income tax — 2026 IRS brackets
Applied per filing status: Single, Married Filing Jointly, or Head of Household.
State income tax — all 50 states
Correct rates including zero-tax states like Texas, Florida, and Nevada.
Social Security — 6.2%
Calculated on wages up to the annual Social Security wage base.
Medicare — 1.45% plus additional
1.45% standard rate plus the 0.9% additional Medicare tax for high earners.
Gross pay calculation
Hourly: rate times hours. Salary: fixed per-period amount. Both modes fully supported.
Net pay
Gross minus all taxes and deductions, calculated accurately per period and year-to-date.
Earnings
Add every type of compensation in a single order. The platform handles regular pay, overtime, bonuses, PTO, commissions, and reimbursements in one pass.
Try it nowRegular pay — hourly and salary
Enter rate and hours for hourly, or a fixed gross for salary. Both W-2 and 1099 supported.
Overtime pay
Add overtime hours at a separate rate. Calculated independently from regular hours.
Bonuses and commissions
One-time or recurring bonus and commission rows with correct tax treatment applied.
PTO and holiday pay
Paid time off and holidays tracked as separate earning rows on the stub.
Reimbursements
Non-taxable reimbursement rows excluded from gross and tax calculations correctly.
Per-period variation support
Adjust individual periods within a multi-period order for variable pay scenarios.
Deductions
Add any deduction that appears on a real paycheck. Pre-tax deductions reduce the federal taxable gross correctly before withholding is applied.
Try it nowPre-tax deductions
Health insurance, dental, vision, and 401(k) contributions reduce taxable gross before withholding.
Post-tax deductions
Roth contributions, wage garnishments, and other post-tax items deducted from net pay.
401(k) and retirement plans
Traditional pre-tax and Roth post-tax contribution rows supported.
Medical, dental, and vision premiums
Employee health insurance premium deductions with pre-tax treatment.
Wage garnishments
Court-ordered post-tax deductions tracked and displayed correctly.
Consistent across all periods
Deductions entered once apply uniformly to every period in a multi-period order.
YTD and Multi-Period
The platform tracks and accumulates year-to-date totals across every period in your order so your pay stubs are accurate from day one of the year.
Try it nowAutomatic YTD auto-fill
Detects your pay period number and estimates prior-period YTD totals. Just review and confirm.
Multi-period orders — up to 52 stubs
Order one stub or an entire year at once. Choose from preset quantities or enter a custom number.
Automatic date progression
Set a start date and frequency. Period start, end, and pay dates advance correctly for every stub.
Cumulative YTD across all periods
Gross, taxes, deductions, and net pay accumulate accurately across the full order.
Weekly, biweekly, semimonthly, monthly
All standard pay frequencies supported with correct annualization for withholding.
Mid-year start support
Enter your starting YTD manually if you are beginning a new order partway through the year.
Vouchers
Attach a payment voucher below your pay stub for a complete, professional payroll document that matches what real payroll systems produce.
Try it nowDirect deposit advice slip
Shows bank name, masked account number, routing number, and deposit amount.
Paper check stub
Attached check with check number, bank name, memo line, and payee details.
Routing and account number display
Account number is masked for security with the last four digits visible.
Checking and savings account types
Both checking and savings designations supported on direct deposit vouchers.
Enable or disable per order
Voucher attachment is optional and can be toggled on or off at any point during setup.
Consistent sizing across all periods
Voucher dimensions match the pay stub layout for a clean, single-sheet output.
Download and Delivery
No waiting, no back-and-forth, no account. The platform generates your document the moment checkout is complete.
Live Preview
Your real data renders in the preview as you fill in the form. Every field, every calculation, visible before you pay.
Instant PDF
Stripe processes your payment and the PDF is generated within seconds. Download link delivered immediately.
Email Confirmation
Order confirmation and download link sent to your email. Access your document any time.
30-Day Refund
Full refund within 30 days, no questions asked. Contact support with your order ID.
No Account Required
One-time checkout. No signup, no password, no subscription. Pay and download.
IRS Compliant 2026
All calculations use current-year IRS tables and state rates. Updated every tax year.
Self-Service vs Expert Review
Most orders need nothing beyond the standard platform. Expert Review is available for complex scenarios where a certified professional adds value.
Self-Service
Instant
Expert Review
+$14.99
60+ professional templates
Live preview as you type
Automatic tax calculations
Multi-period YTD accumulation
Instant PDF download
Human verification of calculations
Complex scenario support
Multi-state tax treatment
Lender-specific format matching
Priority email support
The best way to see what the platform can do is to open the form and start filling it in. Everything is visible in real time, before you commit to anything.